Home Loan Information
First Home Owners Grant
Buying vs Renting
Pre Purchase Home Inspection
Deposit Bond
Saving to Buy
10 Home Buyers Tips
You don't need 10% Deposit
How Banks & Mortgage Brokers Differ?
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Testimonials
I have made several inquiries about Home Loan and only Steve took so much time and effort to assist me. Being a first home buyer, there where so many things that didn't quite understand and Steve patiently explained even the smallest details. The customer service given was beyond expectation and didn't end on the contract signing. Everyone in Loan Choice is outstanding! Debra, Nicole, Elise and Steve you really helped make my dreams come true.
Olga Angeles

FIRST HOME OWNERS GRANT
To offset the impact of the introduction of the goods and services tax (GST), the Commonwealth has requested that the States and Territories assist first home buyers through the establishment of the First Home Owner Grant (FHOG). [+]
   
BUYING VS RENTING
Savings, and monthly expenses play an important role in determining how large a mortgage you can afford. The differences between renting and owning a home are enormous, but the question of which is better for you is a highly personal one. The decision to buy a home is probably the biggest financial decision you will make in your lifetime. [+]
   
PRE PURCHASE HOME INSPECTON
Anyone buying a home should have it inspected for faults. Make sure the property you buy isn't a dud - and there are plenty out there, especially in cities where housing stock can be very old and run down. [+]
   
DEPOSIT BOND - MAKE IT WORK!
You can use a Deposit Bond to secure a property which may not settle for up to four years. This means you can continue to earn interest on your investments, avoid paying the high cost of a loan or securing a bank guarantee until it is time to settle the property. [+]
   
SAVING TO BUY
"Neither a borrower nor a lender be" could be translated as: Maybe it's time to stop renting (borrowing) and buy a home of your own. But how do you know what you can afford? And how do you make the leap from renter to good loan risk? [+]
   
10 HOME BUYERS TIPS
Need to write up a case study or supply new text for this page. [+]
   
YOU DON'T NEED A 10% DEPOSIT
Need to write up a case study or supply new text for this page. [+]
   
HOW BANKS & MORTGAGE BROKERS DIFFER?
When you're looking for a home loan, you might work with an officer at a bank or other lending institution, or you might choose to work with a mortgage broker. The end result is the same-a new house, but the two types of jobs differ. [+]